Financial Coaching Services

  • Debt Reduction

    Living with debt does not have to be “just the way it is.” I will help you set up a debt-payoff plan and be there for support and encouragement along the way.

  • Budgeting

    Yes, you need a budget. But no, it doesn’t have to be this awful time-consuming ordeal. I will help you set up a budget that works for your family and make sure it actually sticks this time.

  • Saving

    An emergency fund is vital to have. I want you to be fully prepared for any emergency that may come up. Many times what used to be emergencies just become setbacks when you have this fund in place. I will help determine the amount you need based on your current lifestyle.

  • Investing

    Planning for the future is always better to start now rather than put it off for later. I’m not talking about a get rich quick type of investing. This is long-term savings for retirement because you cannot rely on anyone else but yourself to provide for those years.

  • Giving

    The three main ways to use money is spending, saving, and giving. Giving is just as important as the other two and there are still ways to give even while you’re paying off debt. Too many times we hold our money too tight and need to practice more giving.

  • Insurance

    Whether it’s health, auto, life, or any other insurance, we will discuss what options are appropriate for you to have and how to find better rates.

What does a coaching session look like?

A typical session has the following layout. This will of course change depending on your needs. We use Zoom video calls. Both spouses are required for all sessions. Following each session, I send out a detailed email including notes from the call and any action items that need to be completed before next time. After the initial consultation call, I will recommend one of the plans below and offer a suggested timeline.

 

1.     Win - We typically start every session with a money win. Sharing something you’ve done well with money since our last call.

2.     Homework – We will address any action items from the previous call.

3.     Budget – The budgeting portion of the call ranges from mid-month budget check-ins to end-of-month closeouts and future-month forecasting.

4.     Financial Plan – Finally, we discuss your customized financial plan and what steps need to be taken to get there. We break down long-term goals into smaller, more manageable steps. We will measure your current progress and celebrate achievements along the way.